Motor Insurance Claim for your Vehicle – A Simple Process

To make a motor insurance claim for vehicles if there is an accident is easy. It is a simple two to three step process to ensure you peace of mind in your hour of need. The first step is to call a customer service centre to register your claim and get a registration number for future reference. Information such as your contact number, policy number, vehicle number, time and date of accident, nature of damage incurred, if there is an injury are recorded.

All motor insurances companies have tie ups with garage networks which offer you cashless facility for servicing your vehicle. A surveyor would be appointed to check the vehicle at the garage and give approval for the repair. The vehicle would be handed back to you post your satisfaction on the repair done. If you choose to repair your vehicle at one of the garages in the network of the motor insurance company, the claim is settled directly at the garage. You might have to just pay for the damage that is not covered under the insurance or which is not related to the accident.

Alternately, you can repair the car at any garage you want to and get back the amount spent as reimbursement. This reimbursement can be obtained only once the repairs are done and your have submitted your bills to the motor insurance company’s claims department.

The motor insurance claim process is smooth and has been kept easy for the convenience of the customer. Your motor insurance policy would cover claims if there is damage to your vehicle due to a natural calamity like fire, flood, earthquake or cyclone. Accidents, riots, strikes or terrorist activities are also covered by a motor insurance claim. Insurance for damage during transit by road, rail, air or inland waterways are provided by the insurance claim process. The next circumstances are of -voluntary excess’ or -deductible’. It is a definite sum of money an insured, which, is you, choose to bear if there is an accident and the rest is insured under the policy.

Motor insurance companies also compensate for injury or death of the driver or owner of a car which is insured, damages caused to a third party during an accident, third party property damaged, etc. Motor insurance policy excludes common damage to the car, mechanical or electrical breakdown, damage incurred outside the country or damage caused at the time of driving under the influence of alcohol. Your claim would not be welcome if the accidental damage to the car and property has happened due to any of the exclusions mentioned by the motor insurance company.

______________________________________________________________________________________________________

It is very essential to have a car insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best car insurance policy in India.

Saltwater Trolling Motors

For decades, fisherman have depended on electric trolling motors for their freshwater fishing and boating needs. Electric trolling motors of today are very quiet that makes our fishing at its best whenever we are on small lakes or creeks because it does not scare the fishes away. This motor is also precise when trying to maneuvering through small places or shallow water areas. The only bad thing about the original electric motors is that they weren’t much good in saltwater because it would cause corrosion. Switches, shafts, housing and mounts were all vulnerable to this. It was only a matter of time before someone would come up with an idea to prevent this from happening.

Then came the Salt Water Trolling Motors. These actually came about saltwater fishing when guides began using them to pursue giant tarpon in the salt-waters of Homosassa, Florida. They started usung urethane potting to completely seal the outside of the motor with a half inch coating of water resistant material since the head of the electric trolling motor would start to corrode as soon as it hit the saltwater.

In the earlier days, getting an electric motor ready for saltwater use was a big chore because of the corrosion problems. Every metal part and electric connection of the trolling motor must be covered with silicone sealant making you to almost completely disassemble the trolling motor. This would work for a year or two, depending on how often you used it.

But today, you don’t have to worry about doing all the hard work just to seal your motor for salt water use. Manufacturers had finally seen the need and demand of saltwater trolling motors and engineered their own models that will withstand saltwater use right out of the box.

So how do you know which motor is best for you? Trolling motors or electric motors use battery power to propel the boat. You will need to figure out how much power you will need to move through the water efficiently. The length and the weight of the boat are the few things to consider. You must anticipate how much gears you carry and the number of persons that will possibly ride your boat. There are charts to help you determine which model and thrust rating is best for you. Electric trolling motors come in 3 different power systems, 12, 24 and 36 volt. The 12 volt is the most inexpensive but could lack the thrust power that you may need.

To satisfy your needs, look for more information before you buy, you check it out online by visiting some trolling motor sites.

A Necessary Step Auto Insurance Quote

In recent times the world has become an unpredictable place so getting one’s mortal and immortal objects insured is the safest best. Vehicles are more susceptible to mishaps and unfortunate happenings as volume of vehicles have increased at a considerate rate. Therefore auto insurance has emerged out as a necessity to safeguard one’s vehicle thereby driving safe. It also helps in ensuring a less troublesome relation with vehicle and provides complete coverage at the same time. It is very important to understand the fact what is to be insured and what are the conditions involved. Sometimes it seen that the terms defined on an insurance quote contradict certain conditions which are of great deal to a common man. This fact is of great importance because it analyses one’s needs and aspiration from auto insurance quotes and in turn makes adequate comparison between the various market players present in given region.

When going for an insurance policy for securing or insuring your vehicle getting an auto insurance quote is a necessary step. This step helps you to maximize your profit or returns in deal hence investment in such a policy can be a safest bet. An insurance quote can be seen as an inside picture of an auto insurance company. It can be seen as a determining factor for securing a leading position in market. A company is often characterized by its quotes, the rate at which these quotes are available in market, its association with people, which can be determined by the number of customers that are associated with the respective company. Even past experiences comprising of profit and loss that a company has encountered influence the quote design and the rate at which they will be available to public.

Insurance policy and its respective quote are inseparable components and are often synonymous to each other. But while selecting an insurance policy one should always perform certain amount of research or comparison between the available auto insurance quotes. Free online quote comparison is available which has proven as a source of help in providing the necessary information, which is required to perform adequate comparison. One should refer to multiple quotes available from various companies before finalizing the selection. It is also advised and termed as golden line in terms of selecting appropriate insurance policy that is to periodically check or go through the quotes posted by various leading companies. This increases the probability of getting a fair deal in lower rate prevailing in market without hurting the budget.

Benefits Of Buying Low Mileage Used Cars

The automobiles general condition is perfectly shown by its usage as recommended by its odometer. The reading of a cars odometer starts at nil when the automobile is just released from the manufacturers center. As the vehicle becomes older, its usage raises and its condition gets worse.

A vehicle with lower mileage would definitely run for 5 years or so if it does not have an incident. Hence, people who invest in second-hand vehicles check out lower mileage autos. However, how do you define low mileage? An automobile is regarded as a low mileage car if it has run less than a 100,000 kilometers. Generally, vehicles with a lot more than 200 k kilometers are said to be worn out and must be prevented. These kinds of autos may have quite a few problems unless of course they go for an overhaul.

Cars with higher miles also have corroded sections because of friction and this gets worse with the general distance that the vehicle travels. Even well-maintained vehicles are vulnerable to friction. In case a cars motor gets corroded, its lifespan is cut short.

Usually, miles decides the price tag on the car to be offered. Normally, a car with lower mileage cost higher compared to the one having a higher mileage. In short, the value of an automobile depreciates as the mileage increases. If you would like to know if the cars pricing is right, find out its mileage.

In case you come across a low priced low mileage automobile, you must be cautious enough to check for problems with the automobile. Oftentimes, you could get thrilled if you notice a cheap car that’s advertised in newspapers, net or in vehicle exhibits. And if the automobile provides low miles aside from the affordable price, then it will nearly be considered a done deal.

The sad fact is, that mileage may commonly be deceiving and won’t indicate the vehicles true condition. This is true particularly if a car has experienced incidents before. Yet another sad fact is that cheaters change the odometer reading so that they may get high price for their vehicles. This is why it’s extremely imperative to check on an automobile thoroughly before buying it even when the seller is great in presenting the nice details of the automobile.

Nonetheless, cars with lower mileages are usually much better than those having high mileages. They provide good value for money since they can last for many years and provide you with nice left over price. If you would like to purchase a used vehicle, think about the one that has a price tag that justifies its miles.

Aion Damage Dealers Guide

Another huge issue people have in Aion is determining which damage dealer to take down first. When it comes to this, always go for the Sorcerer before anyone else. They are low defense classes(due to cloth) but can deal a lot of damage. This should make them your first damage-dealer target.

The summoners(Spiritmaster) are a threat, but not as bad as the Assassin. Assassins can kill a healer in seconds if given the chance. But the problem with them is they are usually going to be invisible. You are still able to see them they will be a clear shadow, somewhat like a ghost. The Assassins have a decent amount of defense and have a nice attack rating, so be careful when facing one of them alone.

The Ranger is going to be the next target. Rangers have the ability to go invisible AND they have their long ranged attacks. Rangers are most effective when above the battle grounds(flying) so that they are less likely to be seen. More information about this can be found in the “flying” section of this PvP guide.

Spiritmasters are the fourth target, solely because they have less defense than the Gladiators. When attacking Spiritmasters, however, you need to go for the character themselves, instead of their minions. They have many heals and buffs for their minions, but for themselves they are helpless. Going after the minions will allow the Spiritmaster to have a much better chance of winning the battle.

Gladiators are the last form of damage dealers you will be encountering. These will be the last target of yours because they have very high defense. They also do a decent amount of damage, but their defense makes them almost like a tank. Remember, your goal in PvP is not to attack everyone at once, it is to plan ahead and know your targets in advance.

buy aion kinah